Negotiating With Creditors

The IRS adjusts the median income levels and allowable expense deductions regularly, and using figures from previous years...

Simply having a high cost of living in Texas is generally not considered a special circumstance, as that...

Common objections include the argument that the debtor is not contributing all of their disposable income...

After the plan is completed and the remaining eligible debt is discharged, the filer often emerges with a...

While higher median thresholds might seem like they would make qualifying easier, they are often offset by the...

person has actually failed financially or is reckless with their finances," stated Lyle Solomon, primary lawyer at Oak View Law Group in California.Overdue...

34 months to discharge35 years to dischargeNoYes, per court-approved planLower, one-timeLower, one-time (plus continuous trustee fee)Typically paid up front or...

Chapter 13 filers might even be eligible for a mortgage while still in their repayment plan, though this...

After the plan is completed and the remaining eligible debt is discharged, the filer often emerges with a...

During a current Ask a Pro webinar, our experts, Shareholder Milos Gvozdenovic and Attorney Garry Masterson, weighed in on what lending institutions should...